Cash-on-Cash Return Calculator
See how much annual cash flow your property could generate relative to the cash you invest upfront.
Cash invested = purchase price × down payment % + upfront fees. Annual cash flow = rent after vacancy − operating costs − mortgage repayments. Cash-on-cash return = annual cash flow ÷ cash invested × 100. Include service charges, management, maintenance and insurance in operating costs; enter total annual principal and interest repayments separately. For a cash purchase, enter 100% down payment and zero repayments. Returns exclude appreciation, resale and any personal taxes.
Illustrative planning tool. Inputs are your assumptions; results are not a valuation, guaranteed return or investment recommendation.